The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 12, 2006
Filed:
Jun. 11, 2001
Peter J. Kight, Alpharetta, GA (US);
Mark A. Johnson, Dublin, OH (US);
Tamara K. Christenson, Gahanna, OH (US);
Regina Lach, Dublin, OH (US);
Philip Pointer, Columbus, OH (US);
Kenneth Cook, Gahanna, OH (US);
Peter J. Kight, Alpharetta, GA (US);
Mark A. Johnson, Dublin, OH (US);
Tamara K. Christenson, Gahanna, OH (US);
Regina Lach, Dublin, OH (US);
Philip Pointer, Columbus, OH (US);
Kenneth Cook, Gahanna, OH (US);
CheckFree Corporation, Norcross, GA (US);
Abstract
A computerized payment system by which a consumer may instruct a service provider by telephone, computer terminal, or other telecommunications methods to pay various bills without the consumer having to write a check for each bill. The system operates without restriction as to where the consumer banks and what bills are to be paid. The service provider collects consumers' information, financial institutions information and merchant information and arranges payment based on a financial risk analysis to the merchants according to the consumers instructions.