The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 04, 2006
Filed:
Jul. 22, 2002
Dan Nagy, Cold Spring Harbor, NY (US);
Paul Goott, Madison, NJ (US);
John Landry, Norwalk, CT (US);
David Cox, Old Greenwich, CT (US);
Michael C. Pang, Douglastown, NY (US);
Joe Favole, Howell, NJ (US);
Michael Thompson, Centereach, NY (US);
Dan Nagy, Cold Spring Harbor, NY (US);
Paul Goott, Madison, NJ (US);
John Landry, Norwalk, CT (US);
David Cox, Old Greenwich, CT (US);
Michael C. Pang, Douglastown, NY (US);
Joe Favole, Howell, NJ (US);
Michael Thompson, Centereach, NY (US);
Citibank, N.A., New York, NY (US);
Abstract
A method and system for prepaying wireless telecommunications charges utilizes computer hardware and software including, for example, a user's mobile phone, a mobile operator's interactive voice response unit, a mobile payments interactive voice response unit, SMS, test messaging, email, ATM, kiosk, the Internet, and/or WAP or the like, a mobile payments engine, a mobile operator's prepaid billing system, a subscriber database, a payment gateway, and a transaction processing platform. The mobile payments engine receives information identifying a user's wireless telecommunication device via the mobile payments interactive voice response unit, passes the information to the mobile operator's billing system with a request for validation of a mobile account for the user, and if validation is received, the mobile payments engine receives financial source account and user identity verification information from the user, assigns a mobile personal identification number for the user, and arranges a credit from the source account to the user's mobile account.