The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 28, 2006
Filed:
May. 18, 2001
William D. Meadow, Jacksonville, FL (US);
Randall A. Gordie, Jr., Jacksonville, FL (US);
Sanjay P. Ahuja, Ponte Vedra Beach, FL (US);
William D. Meadow, Jacksonville, FL (US);
Randall A. Gordie, Jr., Jacksonville, FL (US);
Sanjay P. Ahuja, Ponte Vedra Beach, FL (US);
Payformance Corporation, Jacksonville, FL (US);
Abstract
A self-authenticating check authorization system and method includes a check that has standard bank and account information printed on the MICR line, as well as a one-way hash value that is computed based on the standard bank and account information as well as a personal identification code of a customer. The scanned MICR line data is provided to a check verifier, which also receives the personal identification code from the customer. The check verifier performs a hashing algorithm on the received data, and compares the computed hash value to a hash value obtained from the scanned MICR line data. If there is a match, the check is verified; if not, the check is not verified.