The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 30, 2005
Filed:
Sep. 20, 2000
Christopher John Stokes, Bracknell, GB;
Christopher John Stokes, Bracknell, GB;
Fujitsu Services Limited, Slough, GB;
Abstract
A method for modelling loans comprises allowing a user to enter parameters relevant to the loan, including the loan amount, loan term and interest rate, and then visually displaying information indicating the repayments due over the term of the loan. The user can also select one or more of the following options: low-start or fast-start loans; regularly increasing repayments; lump sum repayments at specified dates; reduced repayments for a specified period; and variable repayments over different months of the year. The information indicating the repayments due over the term of the loan is displayed in some easily-understandable visual representation, such as a graph, bar chart, or table.