Method and apparatus for managing electronic money and storage for storing an electronic money management program

Abstract

According to the present invention, when electronic money is sent from a given network to another network, a money change apparatus performs a money change process to change electronic money current on the given network into electronic money current on another network, and therefore when a user of the given network uses a settling process, by managing this money change process, it is possible to manage the interchange of electronic money between each of the users of the given network and each of the users of another network without affecting the working environment of electronic commerce. Electronic money current on LAN is referred to as local electronic money current only on the network. When a terminal NLU connected to LAN sends money to a terminal NWU connected to WAN , GW for controlling the flow of data between LAN and WAN receives local electronic money sent from the terminal NLU , changes the local electronic money into electronic money current on WAN , then sends the electronic money to the terminal NWU , and when a terminal NWU sends money to a terminal NLU , GW receives electronic money sent from the terminal NWU , changes the electronic money into local electronic money and sends the local electronic money to the terminal NLU