The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 12, 2002

Filed:

Mar. 01, 2000
Applicant:
Inventors:

Robert F. Penfield, Concord, MA (US);

Patrick J. MeLampy, Pepperell, MA (US);

Assignee:

Priority Call Management, Inc., Wilmington, MA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
H04M 1/700 ; H04M 1/500 ;
U.S. Cl.
CPC ...
H04M 1/700 ; H04M 1/500 ;
Abstract

In general, a call rating and debiting system provides a way of rating and debiting complex debit card calls. The system estimates the time when a subscriber's balance will expire by using total charges for all calls for a given time period. Estimation is performed by accounting for time already paid for, reserving a minimum continuation time for adding a new call, reserving time for all calls up to a latest paid for time, estimating remaining time before a subscriber's balance reaches zero, based upon a remaining balance achieved after the system accounts for time already paid for, reserving a minimum continuation time for adding a new call and reserving time for all calls up to the latest paid for time, and setting a time limit for all calls in accordance with any portion of the aforementioned. An alternative embodiment of the system allows a subscriber's account balance to be automatically increased after the balance decreases past a predefined minimum.


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