The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 09, 2002

Filed:

Oct. 27, 1998
Applicant:
Inventors:

Charles David Caldwell, Cliffwood Beach, NJ (US);

Barry Shawn Seip, New Providence, NJ (US);

Assignee:

AT&T Corp., New York, NY (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
H04M 1/64 ;
U.S. Cl.
CPC ...
H04M 1/64 ;
Abstract

A communications system is designed to allow a temporary electronic find transfer from a pre-paid calling card balance to an account of the prepaid calling card issuer to take place when the user of such prepaid calling card number elects to record a spontaneous message for a called party. The transferred fund is either permanently deducted from the prepaid calling card balance when the recorded message is delivered to the called party, or partially or fully refunded to the prepaid calling card balance when the recorded message is deemed undeliverable.


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