The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 18, 2000
Filed:
Dec. 12, 1997
Applicant:
Inventors:
Fred Zimmerman, Deephaven, MN (US);
Verne Severson, Chaska, MN (US);
Assignee:
CommStar, Inc., Eden Prairie, MN (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F / ;
U.S. Cl.
CPC ...
705 44 ; 705-1 ; 705 13 ; 705 16 ; 705 18 ; 705 20 ; 705404 ; 235380 ; 379 9101 ; 379144 ; 902 22 ;
Abstract
An automatic process for use in point-of-sale credit card or debit card systems for taking corrective action based on information returned from the banking system and/or the point-of-sale system. The automatic process replaces the human clerk as the interface in control of action by the point-of-sale device enabling unattended operation. The automatic process includes the maintenance of a hot list for denying use of repeatedly rejected cards, stopping the automatic operation if the banking system denies point-of-sale device access, and allows for local proprietary cards to be used independent of the banking system.