The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 16, 2000
Filed:
Sep. 17, 1997
Charles M Jankowitz, Old Bridge, NJ (US);
Richard Mandelbaum, Manalapan, NJ (US);
AT&T Corp, New York, NY (US);
Abstract
The risk of fraud associated with access by a subscriber to a network (42) is managed by a system that includes a data base (46) that stores a record for each subscriber indicative of that subscriber's usage history and payment ability for each service to which that subscriber has access. Additionally, the subscriber's record also stores an individual service risk characteristic indicative of the risk of providing access by the subscriber to a particular service, as well as a composite risk characteristic indicative of an overall risk of access. In response to a request for access to a particular service by a subscriber, the data base (46) responds in accordance with the subscriber's individual service risk characteristic for the service sought as well as the composite risk characteristic. In this way, account is taken of the subscriber's usage and payment ability with respect to all services available to the subscriber, rather than the single service sought by the subscriber.