The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 25, 1997
Filed:
Dec. 16, 1996
Matsushita Electric Industrial Co., Ltd., Osaka-fu, JP;
Abstract
In a financial transaction data processing system, plural host computers maintained by banks and containing bank account information are interconnected by a communications network, and plural automated teller machines are connectable to the plural host computers. Portable data carriers are provided each containing a non-volatile memory for storing money balances. Also, at a wholesaler location or the like, a terminal device connectable to at least one of the host computers is provided. The portable data carriers are insertable into the automated teller machines to transfer money from a bank account to the portable data carrier inserted in the automated teller machine. Also, the portable data carriers are insertable into the terminal device to transfer money from the inserted portable data carrier to a memory of the terminal device. Accumulated transactions in the terminal device are stored on another portable data carrier which is then taken to an automated teller machine to transfer the money from the portable data carrier to a bank account of the wholesaler or the like. Also, verification of the transaction is effected by transmitting data from the terminal device to a connected host computer.