The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 09, 1996
Filed:
Sep. 30, 1994
Wolfgang Rankl, Munchen, DE;
Dieter Weiss, Hergatz, DE;
Giesecke & Devrient GmbH, Munich, DE;
Abstract
In a system for conducting transactions with a multifunctional card having an integrated circuit, the circuit contains a bank application associated with the user's account-keeping bank and at least one purse application associated with a services supplier or manufacturer. With the aid of an apparatus communicating with the card, the card user can load a selectable sum of money into the purse application. The purse supplier is provided with a transaction certificate about the sum loaded in the purse and to be credited to the purse supplier's account, without a need for storing the secret data necessary for preparing this certificate in the purse application or in the purse terminal.