The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 16, 1996

Filed:

Sep. 01, 1994
Applicant:
Inventor:

Raymond O Colbert, Naperville, IL (US);

Assignee:

AT&T Corp., Murray Hill, NJ (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
H04M / ; H04M / ;
U.S. Cl.
CPC ...
379145 ; 379 91 ; 34082533 ; 235380 ;
Abstract

This invention relates to methods for making a credit/debit card purchase without revealing the card number to the vendor of services or goods. The card holder is connected to a data base and provides the card number, plus holder identity verification, to the data base. The data base then verifies whether the card holder is authorized to incur the expense of the purchase, and, if so, provides an authorization indication or code to the vendor; the card number cannot be derived from the authorization information, thus helping to preserve the secrecy of the card number.

Published as:
CA2100134A1; EP0590861A2; MX9305830A; JPH07129671A; US5485510A; EP0590861A3; CA2100134C; EP0590861B1; ATE198804T1; DE69329871D1; ES2153838T3; DE69329871T2;

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