The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 10, 1995

Filed:

Mar. 31, 1994
Applicant:
Inventors:

William S Akel, Encino, CA (US);

Paul K Schilling, Encino, CA (US);

Eric L Solberg, Encino, CA (US);

Assignee:

Other;

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F / ;
U.S. Cl.
CPC ...
235379 ; 364408 ;
Abstract

A distributed on-line transaction processing system (10) that functions with to any existing credit card and debit bank card processing center (18). The system (10) consists of a customer data-input station (14), a customer service station (16) and a customer transaction booth (20). The system is operated by a primary distributed on-line transaction processing software (30) and two secondary software programs (32, 34). A system transaction begins when a walk-up customer starts the system by passing a card through a magnetic card reader (14B) located in the customer data-input station (14). The customer enters the requested transaction on a touchscreen unit (14C) and the transaction is sent to the customer service station (16). At the station (16), the transaction is processed and sent to the credit and debit bank card processing center (18) where the transaction is either approved or disapproved. If an approval is given, a check corresponding to the approved amount, is printed on a printer (16C) located in the customer service station (16). The customer then walks up to a customer transaction booth (20) where the check is converted to a cash payment upon proper identification disclosure.

Published as:
US5457305A; WO9713228A1;

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