The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 12, 1995
Filed:
Aug. 26, 1993
Bruce E McNair, Holmdel, NJ (US);
AT&T Corp., Murray Hill, NJ (US);
Abstract
An authenticator card includes a liquid crystal display arranged to exhibit a dynamically changeable bar code pattern that represents an account number and, optionally, a PIN and/or expiration date. The card includes circuitry for periodically changing the bar code in accordance with a predetermined algorithm. When the card is presented by a user to a merchant to authenticate the identity of the user in connection with a business transaction, the bar code is scanned by a conventional bar code reader. The code is convened to electronic form and transmitted to a verification processor to be authenticated. During authentication, a corresponding algorithm is used to validate information from the received signal, enabling a database query to determine validity of the card. Advantageously, the card can be mass produced at low cost, and a readily available bar code scanner provides a simple interface when the card is presented for authentication.