The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 23, 1993

Filed:

Sep. 19, 1991
Applicant:
Inventors:

George Bush, New York, NY (US);

Estelle Ross, Lido Beach, NY (US);

Robert Belfield, Sayville, NY (US);

Assignee:

Other;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04K / ;
U.S. Cl.
CPC ...
380 24 ;
Abstract

A portable Personal Identification Card allows a cardholder to enter a PIN code into his card at a location remote from an authorization terminal. In an alternate embodiment, a PIN code may be entered at the authorization terminal. The authorization terminal reads the cardholder's account number from the PIN card. The account number is transmitted to a central computer which uses this number to index into memory to find a personal identification number and encryption parameters. The central computer transmits a pseudo-random number to the PIN Card. Both the PIN Card and the central computer perform an encryption of a function of the corresponding personal identification number and pseudo-random number to derive a CGIPIN (Computer Generated Image of the PIN). If the CGIPIN transmitted from the PIN card matches the CGIPIN of the central computer, access is authorized.


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