The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 10, 2026
Filed:
Jul. 02, 2025
Mastercard International Incorporated, Purchase, NY (US);
Akash Jairam, Chesterfield, MO (US);
Maksym Shlapak, Richmond Heights, MO (US);
Saivenkat Chowdary Vunnam, O'Fallon, MO (US);
Thomas Zemen, Lake Saint Louis, MO (US);
MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US);
Abstract
A method for identifying discrimination in payment card transactions includes training a machine learning model using training data, the training data including a plurality of completed payment card transactions, the machine learning model being configured to receive, as input, transaction details for an input transaction and generate, as output, an anomalous score indicating whether the input transaction is an outlier transaction relative to a first demographic feature, identifying a first payment card transaction, inputting the first payment card transaction to the machine learning model, identifying, as an output of the machine learning model, that the first payment card transaction is an outlier transaction, and generating a report identifying the first payment card transaction as an instance of discrimination.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile