The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 10, 2026

Filed:

Jun. 26, 2023
Applicant:

Stripe, Llc, San Francisco, CA (US);

Inventors:

Brendan Berman, San Francisco, CA (US);

Richard Li, San Francisco, CA (US);

Justin Liow, San Francisco, CA (US);

Niamh Clarke, San Francisco, CA (US);

Alex Rosenblatt, San Francisco, CA (US);

Assignee:

Stripe, LLC, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06N 20/00 (2019.01); G06N 5/02 (2023.01); G06N 5/022 (2023.01); G06N 20/20 (2019.01);
U.S. Cl.
CPC ...
G06N 20/00 (2019.01); G06N 5/02 (2013.01); G06N 5/022 (2013.01); G06N 20/20 (2019.01);
Abstract

A method comprises determining whether a decision can be determined for the request based on a current information available; when the decision can be determined, utilizing a first model to determine a set of questions corresponding to the request, the first model previously trained using training data comprising a set of questions associated with a set of requests; utilizing a second model to determine one or more predicted answers for the set of questions, the second model ingesting the set of questions determined by the first model and at least one attribute associated with the request to generate the one or more predicted answers; and utilizing a third model to determine the decision for the request.


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Berman, Brendan. (2026). Electronic data verification using artificial intelligence (U.S. Patent No. 12792963). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12792963

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