The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 10, 2026

Filed:

Mar. 15, 2023
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Timur Sherif, Silver Spring, MD (US);

Eric Eppler, Baltimore, MD (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06N 20/00 (2019.01); G06F 40/279 (2020.01);
U.S. Cl.
CPC ...
G06N 20/00 (2019.01); G06F 40/279 (2020.01);
Abstract

Methods and systems are described herein for novel uses and/or improvements to artificial intelligence applications. As one example, methods and systems are described herein for enabling a resource management communications platform (e.g., an artificial-intelligence-based chatbot application) to intervene at opportune moments to reduce the likelihood that a user performs an undesirable action, while also minimizing the inconvenience to the user. For example, the system may identify implicit user information based on previous notifications and the characteristics of those notifications. Characteristics of previous notifications may include response times from the user.


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Sherif, Timur. (2026). Systems and methods for using resource management communications platforms to generate time-sensitive notifications based on real-time data (U.S. Patent No. 12792959). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12792959

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