The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 03, 2026

Filed:

Dec. 18, 2024
Applicant:

Stripe, Llc, South San Francisco, CA (US);

Inventors:

Ryan Drapeau, Seattle, WA (US);

Feiyi Ouyang, Seattle, WA (US);

Mathieu Hofman, San Francisco, CA (US);

Assignee:

Stripe, LLC, South San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06F 16/955 (2019.01); G06N 20/00 (2019.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06F 16/9566 (2019.01); G06N 20/00 (2019.01); G06Q 20/3827 (2013.01); G06Q 2220/00 (2013.01);
Abstract

A method and apparatus for performing privacy preserving fraud detection in network based transactions are described. The method may include receiving a fraud detection message during a transaction between a user system and a merchant system, the message having a set of cryptographically transformed universal resource locator (URL) components generated from a URL of a web page of the merchant system on which the transaction is to occur. The method may also include generating one or more secure and anonymous fraud detection features, each fraud detection feature comprising a select subset of the cryptographically transformed URL components. The method may also include performing fraud detection for the web page using the one or more secure and anonymous fraud detection features to determine a likelihood that fraud is occurring in the transaction.


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Drapeau, Ryan. (2026). Systems and methods for privacy preserving fraud detection during electronic transactions (U.S. Patent No. 12784055). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12784055

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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