The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 03, 2026

Filed:

May. 31, 2023
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventors:

Mark Paxman Warnick, San Antonio, TX (US);

Will Kerns Maney, New York City, NY (US);

Elena Marie Carrasco, Converse, TX (US);

Nathan Lee Post, Rockport, TX (US);

Nolan Serrao, Plano, TX (US);

Roberto Virgillio Jolliffe, San Antonio, TX (US);

David Michael Schlittler, San Antonio, TX (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/36 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/36 (2013.01);
Abstract

A digital wallet of a user may be associated with a unique digital wallet language that is stored on a user device. When the user device receives a request at the user device to establish a digital wallet, a unique digital wallet language can be generated at the user device. The unique digital wallet language can be used to conduct internal transactions within the digital wallet, while external transactions of the digital wallet use a different language than the unique digital wallet language.


Find Patent Forward Citations

Quick Actions:

Warnick, Mark. (2026). Digital wallet secure communication techniques (U.S. Patent No. 12784029). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12784029

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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