The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 03, 2026

Filed:

Jul. 28, 2023
Applicant:

Jpmorgan Chase Bank, N.a., New York, NY (US);

Inventors:

Vali Tawosi, London, GB;

Salwa Husam Alamir, Bournemouth, GB;

Vamsi Vunnava, Buckinghamshire, GB;

Ade Onigbanjo, London, GB;

Sophia G Stock, London, GB;

Sameena Shah, Scarsdale, NY (US);

Assignee:

JPMORGAN CHASE BANK, N.A., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 11/34 (2006.01); G06F 11/30 (2006.01);
U.S. Cl.
CPC ...
G06F 11/3447 (2013.01); G06F 11/3051 (2013.01);
Abstract

A method for providing action-based modeling to facilitate predictive analytics is disclosed. The method includes aggregating raw data from various sources, the raw data including application metadata; structuring the raw data to generate a primary data set; partitioning the primary data set to generate an action data set for predetermined actions, the action data set including a status label for each data point; generating a model for each of the predetermined actions; training the model based on the corresponding action data set; and determining an explanation for each of the predetermined actions based on the corresponding trained model, the explanation including a rule-based description in a natural language format.


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Tawosi, Vali. (2026). Method and system for providing materiality prediction (U.S. Patent No. 12783380). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12783380

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