The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 27, 2026
Filed:
Apr. 15, 2025
Bank of America Corporation, Charlotte, NC (US);
Anthony James Buglio, Chicago, IL (US);
Frank Yanan, Wheaton, IL (US);
Khushbu Bansal, Bolingbrook, IL (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Arrangements for unauthorized activity detection based on passive authentication are provided. In some examples, a computing platform may receive initial authentication data from a user computing device. The platform may authenticate a user associated with the user computing device based on the initial authentication data and may activate passive authentication processes, such as activating one or more devices. At a first time after the initial authentication of the user, user presence data may be received and scored. At the first time, user interaction data associated with one or more user interactions with the user computing device may be received and scored. An overall score may be determined and compared to a threshold. If the overall score is above the threshold, the process may return to capture and analyze additional data. If the overall score is below the threshold, one or more mitigation actions may be identified and executed.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile