The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 27, 2026

Filed:

Mar. 10, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Sakshi Bakshi, New Delhi, IN;

Amod Jha, Hyderabad, IN;

Anup Kumar Kedia, Gachibowli, IN;

Siva Kumar Paini, Hyderabad, IN;

Sachin Juneja, Nagar, IN;

Amit Agarwal, Gurugram, IN;

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01); H04L 9/32 (2006.01);
U.S. Cl.
CPC ...
H04L 63/029 (2013.01); H04L 9/3213 (2013.01); H04L 63/10 (2013.01);
Abstract

Systems, computer program products, and methods are described herein for resource transfer mode evaluation in distributed network using semi-dynamic tokenized graph node processing. The present disclosure is configured to receive resource data from one or more resource transfer channels; extract metadata from the resource data and determine one or more resource transfer processing requests; generate a dynamic hash value for the one or more resource transfer processing requests; tokenize the dynamic hash value to generate a semi-dynamic token; select a resource gateway and a resource mode for the one or more resource transfer processing requests; generate a key value pair for the selected resource gateway and the resource mode; tokenize the key value pair and store the tokenized key value pair on a distributed ledger; and flag one or more non-selected resource gateways and resource nodes.


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Bakshi, Sakshi. (2026). Method for resource transfer mode evaluation in distributed network using semi-dynamic tokenized graph node processing (U.S. Patent No. 12777020). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12777020

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