The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 27, 2026

Filed:

Nov. 08, 2024
Applicant:

Allstate Insurance Company, Northbrook, IL (US);

Inventors:

John Rugel, Hawthorn Woods, IL (US);

Howard Hayes, Glencoe, IL (US);

Surender Kumar, Palatine, IL (US);

Matthew Olenak, Chicago, IL (US);

Avani Patel, Chicago, IL (US);

Araba Appiagyei-Dankah, Chicago, IL (US);

Assignee:

ALLSTATE INSURANCE COMPANY, Northbrook, IL (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/0601 (2023.01); G06F 21/32 (2013.01); G06F 21/40 (2013.01);
U.S. Cl.
CPC ...
G06Q 30/0641 (2013.01); G06F 21/32 (2013.01); G06F 21/40 (2013.01);
Abstract

Aspects of the disclosure relate to computing platforms that utilize improved mitigation analysis and policy management techniques to improve onboarding security. A computing platform may determine that a predetermined period of time has elapsed since finalizing an onboarding process. The computing platform may receive spot check verification inputs indicative of a user identity and may direct a mitigation analysis and output generation platform to analyze the spot check verification inputs. The computing platform may receive an indication of a correlation between the spot check verification inputs and expected spot check verification inputs. In response to determining that the correlation exceeds a predetermined threshold, the computing platform may determine that an additional verification test should be conducted, and may direct the mobile device to display an interface that prompts for additional onboarding verification inputs.


Find Patent Forward Citations

Rugel, John. (2026). Onboarding platform for performing dynamic mitigation analysis (U.S. Patent No. 12775976). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12775976

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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