The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 27, 2026

Filed:

Jan. 17, 2024
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventors:

Nolan Serrao, Plano, TX (US);

David Joaquin Harris, San Antonio, TX (US);

Qunying Kou, San Antonio, TX (US);

Gideon Bowie Luck, Plano, TX (US);

Nickolaus Wayne O'neal, San Antonio, TX (US);

Kristina Suniga-Cabrera, San Antonio, TX (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); H04L 9/32 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/4018 (2013.01); H04L 9/3228 (2013.01);
Abstract

Systems and methods for providing a rolling code verification retrofit for existing payment systems are provided. A rolling code is generated for a verification data type captured by the payment system, while an actual value of the data type is retained. The rolling code is used for authentication of a transaction request, while the actual value continues to be used for other functions.


Find Patent Forward Citations

Serrao, Nolan. (2026). Systems and methods for providing a rolling authentication code (U.S. Patent No. 12775953). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12775953

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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