The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 27, 2026
Filed:
Oct. 08, 2024
Mastercard International Incorporated, Purchase, NY (US);
MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US);
Abstract
Methods and systems for determining risk associated with tokenization of payment cards are disclosed. The method performed by a server system includes receiving a tokenization request message requesting for a tokenization of a payment card of a cardholder for a particular merchant from a token requester. The tokenization request message includes card credential information. Further, the method includes accessing a cardholder-token feature set corresponding to the cardholder and a token requester feature set corresponding to the token requester from a database associated with the server system based, at least in part, on the card credential information. Furthermore, the method includes generating, by a Machine Learning (ML) model associated with the server system, a risk score indicating a risk corresponding to a transaction associated with the tokenization request message based, at least in part, on the cardholder-token feature set, the token requester feature set, and scoring criteria.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile