The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 27, 2026

Filed:

Aug. 15, 2019
Applicant:

Royal Bank of Canada, Montreal, CA;

Inventors:

Jake Traub Raw, Toronto, CA;

Dorothy Ging Zi Ng, Toronto, CA;

Phoebe Chloe Sy Dyloco, Toronto, CA;

Ralph George Maamari, Toronto, CA;

Rami Thabet, Toronto, CA;

Izayana Navas, Toronto, CA;

Alex Tak Kwun Lau, Toronto, CA;

Assignee:

ROYAL BANK OF CANADA, Toronto, CA;

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06F 18/23 (2023.01); G06F 18/2431 (2023.01); G06Q 20/10 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06F 18/23 (2023.01); G06F 18/2431 (2023.01); G06Q 20/102 (2013.01); G06Q 20/401 (2013.01); G06Q 20/407 (2013.01);
Abstract

Embodiments relate to systems and methods for intercepting potentially erroneous electronic transaction data processing tasks. The system includes a memory and processor configured for: receiving a processing task data set including at least one parameter for executing an electronic transaction data processing task; providing, to a multi-class classifier, an input data set with the at least one parameter for executing the electronic transaction data processing task and at least one data feature associated with a user profile to generate a classification probability output for each class in the multi-class classifier; and when none of the classification probability outputs meet a threshold condition, preventing execution of the electronic transaction data processing task.


Find Patent Forward Citations

Quick Actions:

Raw, Jake. (2026). System, methods, and devices for payment recovery platform (U.S. Patent No. 12775950). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12775950

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