The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 13, 2026

Filed:

Sep. 19, 2024
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Abdelkader Benkreira, Washington, DC (US);

Michael Mossoba, Arlington, VA (US);

Joshua Edwards, Arlington, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01); G06F 21/31 (2013.01); H04L 69/22 (2022.01); H04W 12/06 (2021.01);
U.S. Cl.
CPC ...
H04L 63/08 (2013.01); G06F 21/31 (2013.01); H04L 63/102 (2013.01); H04L 69/22 (2013.01); H04W 12/06 (2013.01);
Abstract

Systems and methods for authenticating a user may include transmitting a request for a first set of information after validation of authentication information; receiving a response comprising the first set of information; parsing the first set of information using one or more template-based algorithms by scanning one or more websites to determine publicly available information associated with a user; comparing compare one or more results of the parsing with a second set of information to yield compromised information associated with the user; eliminating one or more portions of the second set of information based on the comparison; presenting a third set of information to authenticate the user based on the elimination and by supplementing the first set of information with a fourth set of information; and presenting a fifth set of information to authenticate the user if the third set of information fails to reach a predetermined threshold number.


Find Patent Forward Citations

Benkreira, Abdelkader. (2026). Systems and methods for determining knowledge-based authentication questions (U.S. Patent No. 12764103). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12764103

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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