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The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Patent No.:

US 12762614 B1

PDFFull Text
Date of Patent:
Oct. 13, 2026

Filed:

May. 29, 2020

Systems and methods for automatic classification of loan consolidation interactions and outcomes

Applicant:

Strong Force TX Portfolio 2018, Llc, Fort Lauderdale, FL (US);

Inventor:

Charles Howard Cella, Pembroke, MA (US);

Assignee:

Strong Force TX Portfolio 2018, LLC, Fort Lauderdale, FL (US);

Attorney:

GTC Law Group PC & Affiliates (STRONG FORCE TX)

Primary Examiner:

Ojo O Oyebisi

Int. Cl.
CPC ...
G06Q 40/02 (2023.01); G06F 9/46 (2006.01); G06F 9/54 (2006.01); G06F 16/23 (2019.01); G06F 16/27 (2019.01); G06F 18/22 (2023.01); G06F 18/23 (2023.01); G06F 18/241 (2023.01); G06N 3/042 (2023.01); G06N 3/08 (2023.01); G06N 5/04 (2023.01); G06N 20/00 (2019.01); G06Q 10/0639 (2023.01); G06Q 10/10 (2023.01); G06Q 10/40 (2026.01); G06Q 20/40 (2012.01); G06Q 30/018 (2023.01); G06Q 30/02 (2023.01); G06Q 30/0201 (2023.01); G06Q 30/0207 (2023.01); G06Q 30/0208 (2023.01); G06Q 40/03 (2023.01); G06Q 40/08 (2012.01); G06Q 50/18 (2012.01); G06Q 50/26 (2012.01); G06V 10/762 (2022.01); G16Y 10/50 (2020.01); G16Y 40/10 (2020.01); H04L 9/06 (2006.01); G06Q 40/04 (2012.01);
U.S. Cl.
CPC ...
G06Q 10/40 (2026.01); G06F 9/466 (2013.01); G06F 9/543 (2013.01); G06F 16/2379 (2019.01); G06F 16/27 (2019.01); G06F 18/22 (2023.01); G06F 18/23 (2023.01); G06F 18/241 (2023.01); G06N 3/042 (2023.01); G06N 3/08 (2013.01); G06N 5/04 (2013.01); G06N 20/00 (2019.01); G06Q 10/0639 (2013.01); G06Q 10/10 (2013.01); G06Q 20/405 (2013.01); G06Q 30/018 (2013.01); G06Q 30/0201 (2013.01); G06Q 30/0206 (2013.01); G06Q 30/0208 (2013.01); G06Q 30/0215 (2013.01); G06Q 30/0278 (2013.01); G06Q 40/03 (2023.01); G06Q 40/03055 (2025.08); G06Q 40/08 (2013.01); G06Q 50/18 (2013.01); G06Q 50/188 (2013.01); G06Q 50/26 (2013.01); G06V 10/762 (2022.01); G16Y 10/50 (2020.01); G16Y 40/10 (2020.01); H04L 9/0637 (2013.01); G06Q 40/04 (2013.01); G06Q 2220/18 (2013.01);
Abstract

Systems and methods for automatic classification of loan consolidation interactions and outcomes are disclosed. An example system may include a data collection circuit to collect a training set of loan interactions between entities, wherein the training set of loan interactions comprises a set of loan consolidation transactions; an artificial intelligence circuit to classify a set of loans as candidates for consolidation, wherein the artificial intelligence circuit is trained on the training set of loan interactions; and a robotic process automation circuit to manage a consolidation of at least a subset of the set of loans on behalf of a party to the consolidation, wherein the robotic process automation circuit is trained on the set of loan consolidation transactions.

Find Patent Forward Citations

Cella, Charles. (2026). Systems and methods for automatic classification of loan consolidation interactions and outcomes (U.S. Patent No. 12762614). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12762614

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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