logo

For the Inventor, By the Inventor

The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Patent No.:

US 12762558 B1

PDFFull Text
Date of Patent:
Oct. 13, 2026

Filed:

Jan. 31, 2024

Hierarchical and multi-label transaction cleansing and categorization

Applicant:

Digital First Holdings Llc, Atlanta, GA (US);

Inventors:

Chase Tyler Nicholson, Atlanta, GA (US);

Pavan Kumar Vattyam, Atlanta, GA (US);

Kyle Alexander King, Bogart, GA (US);

Thomas Philip Murray, New York, NY (US);

Kun Zhu, Smyrna, GA (US);

Assignee:

Digital First Holdings LLC, Atlanta, GA (US);

Attorney:

Schwegman Lundberg & Woessner, P.A.

Primary Examiner:

Clifford B Madamba

Int. Cl.
CPC ...
G06Q 40/06 (2012.01); G06N 3/045 (2023.01); G06N 3/0455 (2023.01); G06N 3/0464 (2023.01); G06N 3/08 (2023.01); G06N 3/084 (2023.01); G06N 3/0895 (2023.01); G06N 3/09 (2023.01); G06N 20/00 (2019.01); G06Q 20/40 (2012.01); G06Q 40/12 (2023.01);
U.S. Cl.
CPC ...
G06Q 20/4014 (2013.01); G06Q 20/4015 (2020.05);
Abstract

A transaction string of data for a transaction is received by a financial institution (FI) server from a retailer server during a payment for the transaction by a customer at a location. The transaction data is provided by the FI server to a cloud service where the data is cleansed and normalized. A first machine learning model (model) is processed to label entities in the normalized transaction data. A second model is processed to assign hierarchical-based classifications for each of the identified entities in the normalized transaction data. The entities and hierarchical-based classifications are provided back to the FI server to associate with and/or link to the payment for the transaction.

Find Patent Forward Citations

Quick Actions:

Nicholson, Chase. (2026). Hierarchical and multi-label transaction cleansing and categorization (U.S. Patent No. 12762558). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12762558

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

Loading…