The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 13, 2026

Filed:

Mar. 05, 2024
Applicant:

Mastercard Asia/pacific Pte. Ltd., Singapore, SG;

Inventors:

Rahul Das Putham Das, Alexandria, VA (US);

Mayank Prakash, Singapore, SG;

Nimit Gulati, Singapore, SG;

Sandeep Gelli, Singapore, SG;

Assignee:
Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
A63F 13/792 (2014.01); G06Q 20/22 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/29 (2013.01); A63F 13/792 (2014.09);
Abstract

An improved payment system is provided for approving micropayments during interactive services engaged by consumers. The payment system provides a stored list of multiple sources of payment entered by the consumer. A transaction processor receives micropayment transaction payment requests and uses a financial database to approve or deny the request before submitting the payment request to the corresponding cash account or credit account issuer. The improved payment system may be useful in reducing latency due to waiting for payment approvals and may be useful in reducing transaction costs.


Find Patent Forward Citations

Putham Das, Rahul. (2026). Micropayments transaction system (U.S. Patent No. 12762531). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12762531

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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