The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 06, 2026

Filed:

Apr. 01, 2026
Applicant:

Citibank, N.a., New York, NY (US);

Inventors:

Vasanthakumar Rajendran, Bridgewater, NJ (US);

Joseph V. Bonanno, Jr., Scarsdale, NY (US);

Karolina Belwal, Weehawken, NJ (US);

Jefferson Okraku, New York, NY (US);

Rachit Kumar, Fair Lawn, NJ (US);

Patrick Vroman, Brooklyn, NY (US);

James Randolph Myers, Clearwater Beach, FL (US);

Allen Sylvester Irudayaraj, Waterloo, CA;

Assignee:

CITIBANK, N.A., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/08 (2006.01); G06F 16/23 (2019.01); G06N 3/0475 (2023.01); H04L 9/00 (2022.01);
U.S. Cl.
CPC ...
H04L 9/0894 (2013.01); G06F 16/2379 (2019.01); G06N 3/0475 (2023.01); H04L 9/50 (2022.05);
Abstract

Disclosed herein are systems, methods, and computer-readable media for generating and transmitting communication signals based on update signals that are detected using artificial intelligence (AI) agents. One or more AI agents can monitor a plurality of sources to detect update signals associated with available operations targeting one or more entities. In response to detecting an update signal, the AI agents can identify operations based on relevance and adherence to policy rulesets. The AI agents can generate a multimodal communication artifact that causes presentation of the operations, describes factors supporting the operations, and identifies a degree of adherence of the operations to the policy rulesets. The AI agents can automatically capture indications of the operations and adherence to the policy rulesets, allowing for provable compliance of the AI agents with the policy rulesets.


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