The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 22, 2026

Filed:

Jan. 17, 2025
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

John Bruno, Scottsdale, AZ (US);

Thirupathirao Modukuri, Chandler, AZ (US);

Mahesh Tawari, Fremont, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 67/306 (2022.01); G06F 8/36 (2018.01); G06F 8/38 (2018.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 67/306 (2013.01); G06F 8/36 (2013.01); G06F 8/38 (2013.01); H04L 63/102 (2013.01);
Abstract

An example system for managing identity and access within a federated digital ecosystem includes functionality to store and manage identity data associated with users across federated identity domains, which represent distinct organizational boundaries. The system provides authentication and access control services based on open standards and enforces a unified policy framework for access control, entitlements, and consent management. A marketplace stores and manages reusable, modular micro frontend experiences, enabling their retrieval and reuse across application experiences. The system dynamically generates personalized user experiences by assembling micro frontend experiences based on contextual rules and user preferences, integrating identity data to tailor interactions across channels, including web, mobile, and embedded third-party systems. Communication and synchronization ensure consistent propagation of identity updates, including user attributes, entitlements, and consent settings, across federated domains and user interfaces, enabling secure, adaptive, and scalable operations.


Find Patent Forward Citations

Bruno, John. (2026). Customer identity and access management (U.S. Patent No. 12744831). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12744831

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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