The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 22, 2026

Filed:

Sep. 27, 2024
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Siten Sanghvi, Westfield, NJ (US);

Naga Vamsi Krishna Akkapeddi, Charlotte, NC (US);

Igor Derensteyn, Woodland Hills, CA (US);

Vincent A Holt, Savannah, TX (US);

Pushpanjali Kottapalli, Bridgewater, NJ (US);

Robert Kriger, Waxhaw, NC (US);

Enrico Ual, Round Rock, TX (US);

Bharat Chabra, Hyderabad, IN;

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/31 (2013.01);
U.S. Cl.
CPC ...
G06F 21/31 (2013.01);
Abstract

A system comprises a memory communicatively coupled to at least one processor. The at least one processor is configured to receive an authentication request from a first service to authorize a transition of multiple data exchange operations from the first service to a second service, accept a first equity token from the first service, and accept a second equity token from the second service. Further, the at least one processor may be configured to determine whether the first details in the first equity token match the second details in the second equity token, determine that the first details in the first equity token changed into the second details in the second equity token in response to determining that the first details do not match the second details, generating a reconciliation report referencing that the first details changed into the second details, and transmit the reconciliation report to the first service.


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