The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 22, 2026
Filed:
Mar. 31, 2022
Predicting targeted, agency-specific recovery events using trained artificial intelligence processes
The Toronto-dominion Bank, Toronto, CA;
Jonathan Anders James Smith, Toronto, CA;
David Christopher O'grady, Embrun, CA;
Peiwen Zhong, Toronto, CA;
Syeda Suhailah Rahman, Mississauga, CA;
Eric Pelletier, Ottowa, CA;
Jung Hoon Baek, Markham, CA;
Maksims Volkovs, Toronto, CA;
Tomi Johan Poutanen, Toronto, CA;
THE TORONTO-DOMINION BANK, Toronto, CA;
Abstract
The disclosed embodiments include computer-implemented systems and methods that predicts targeted, agency-specific recovery events using a trained machine-learning or artificial-intelligence processes. For example, an apparatus may generate an input dataset based on elements of interaction data associated with an occurrence of a first event. Based on an application of a trained artificial intelligence process to the input dataset, the apparatus may generate elements of output data indicative of an expected occurrence of a corresponding one of a plurality of targeted second events involving each of a plurality of candidate event assignments during a future temporal interval. The apparatus may transmit at least a portion of the generated output data to a computing system via the communications interface, the computing system may perform operations that assign the first event to a corresponding one of the candidate event assignments based on the elements of output data.