The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 15, 2026
Filed:
Mar. 30, 2026
Citibank, N.a., New York, NY (US);
James Randolph Myers, Clearwater Beach, FL (US);
Jefferson Okraku, New York, NY (US);
Citibank, N.A., New York, NY (US);
Abstract
The systems and methods disclosed herein detect indicators of undesirable intent during interactions between users and digital avatars by evaluating emotional signals in user speech. The system generates emotion feature vectors from user input streams that capture characteristics such as pitch variation, speech rate, vocal intensity, spectral features, and so forth. The system uses a two-level evaluation that compares the emotion feature vector against a population baseline derived from historical user interactions to generate a population anomaly score and further compares the emotion feature vector against an allow list database and a deny list database to generate a threat match score based on known protected categories (e.g., threat categories, allowed categories). The system aggregates these scores to produce a risk score, which is evaluated against threshold values to determine a response action (e.g., logging the interaction, injecting clarifying questions, routing to human agents, terminating the interaction).