The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 15, 2026

Filed:

Apr. 23, 2024
Applicant:

State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);

Inventors:

Sharon Gibson, Apache Junction, AZ (US);

Nicholas Carmelo Marotta, Phoenix, AZ (US);

Daniel Wilson, Phoenix, AZ (US);

David Frank, Tempe, AZ (US);

Phillip Michael Wilkowski, Gilbert, AZ (US);

Jason Goldfarb, Bloomington, IL (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/08 (2012.01); G06N 20/00 (2019.01); G06Q 50/163 (2024.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); G06N 20/00 (2019.01); G06Q 50/163 (2013.01);
Abstract

Systems and methods are described for evaluating and gamifying maintenance for a property by a user. The method may include: (1) retrieving first home data for a first property and second home data for a second property, wherein a user is associated with the first property; (2) calculating, using a trained machine learning evaluation model, one or more second home score factors based upon the second home data; (3) detecting that the user is to be associated with the second property; (4) detecting, based upon the first home data and the second home data, one or more local environmental differences between the first property and the second property; and (5) generating a learning module for the user for improving or maintaining the one or more second home score factors based upon the one or more local environmental differences.


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