The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 15, 2026

Filed:

May. 22, 2023
Applicant:

State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);

Inventors:

Sharon Gibson, Carlock, IL (US);

Bryan R. Nussbaum, Bloomington, IL (US);

Arsh Singh, Frisco, TX (US);

Alexander Cardona, Gilbert, AZ (US);

Daniel Wilson, Glendale, AZ (US);

Phillip Michael Wilkowski, Phoenix, AZ (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/08 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01);
Abstract

Systems and methods are described for evaluating and analyzing home data to generate a home score. The method may include: (1) receiving home telematics data associated with a property for a user; (2) analyzing, according to a machine learning model, the home telematics data to determine age data for one or more components of the property, wherein the one or more components of the property are associated with a structural integrity of the property; (3) determining, based upon at least the determined age data, a home health indicator for the property, wherein the home health indicator for the property is associated with a determined age for the property; and (4) generating, based upon at least the determined home health indicator, a home score for the property.


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