The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 15, 2026
Filed:
Mar. 11, 2024
Capital One Services, Llc, McLean, VA (US);
Anthony Meyer, Henrico, VA (US);
Ajay Kumar Chintireddy, Naperville, IL (US);
Tanuj Chawla, Moseley, VA (US);
Virginia Yozwiak, Ashburn, VA (US);
Michelle M. Pries, Bloomingdale, IL (US);
John Hagemann, Chicago, IL (US);
Gunjan Sharma, Chantilly, VA (US);
Capital One Services, LLC, McLean, VA (US);
Abstract
In some implementations, a system may receive information related to a virtual credential cross-referenced with a deactivated credential and a primary credential that replaces the deactivated credential. The system may receive a request to authorize a transaction using a physical transaction device associated with the deactivated credential. The system may obtain authorized user information associated with the virtual credential based on the request. The system may present an interface to validate an identity of a user attempting to authorize the transaction using the physical transaction device. The system may receive, via the interface, information related to the identity of the user attempting to authorize the transaction using the physical transaction device. The system may authorize the request based on the information related to the identity of the user attempting to authorize the transaction matching the authorized user information associated with the virtual credential.