The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 15, 2026
Filed:
Jan. 05, 2024
International Business Machines Corporation, Armonk, NY (US);
Subil Mathew Abraham, Lewisville, TX (US);
International Business Machines Corporation, Armonk, NY (US);
Abstract
According to one embodiment, a method, computer system, and computer program product for context-aware payments is provided. The embodiment may include generating a set of permissions for a user. The embodiment may also include assigning the generated set of permissions to a payment account. The embodiment may further include receiving an authorization request from the payment account to engage in a commerce-based transaction. The embodiment may also include determining whether to authorize the commerce-based transaction based, at least in part, on comparing contextual information associated with the commerce-based transaction to the generated set of permissions assigned to the particular payment account.