The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 08, 2026

Filed:

Dec. 04, 2023
Applicant:

Alipay (Hangzhou) Information Technology Co., Ltd., Hangzhou, CN;

Inventors:

Dengwei Xu, Hangzhou, CN;

Bingying Zhu, Hangzhou, CN;

Xianjun Cui, Hangzhou, CN;

Zhi Xin, Hangzhou, CN;

Xiaofei Wan, Hangzhou, CN;

Chao Wu, Hangzhou, CN;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/08 (2006.01);
U.S. Cl.
CPC ...
H04L 9/0825 (2013.01); H04L 9/0869 (2013.01);
Abstract

Embodiments of this specification provide account opening methods, systems, and apparatuses. An example method is performed by a terminal device that includes a trusted execution environment (TEE) and an encryption hardware-based secure element. When it is detected that a current user initiates an account opening request, the terminal device obtains a user public key of the current user in the TEE, and signs a user public key by using a predetermined manufacturer private key, to obtain a user certificate; signs, in the secure element by using a user private key corresponding to the user public key, opening information; generates an opening request in the TEE based on at least the user certificate and signed opening information; and, in the TEE, generates an opening request packet based on the opening request, and sends the opening request packet to a server that opens an account based on the opening request packet.


Find Patent Forward Citations

Xu, Dengwei. (2026). Account opening methods, systems, and apparatuses (U.S. Patent No. 12732343). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12732343

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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