The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 08, 2026

Filed:

Sep. 03, 2024
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Elizabeth M. Shoup, Mechanicsville, VA (US);

Caroline Harriott, Richmond, VA (US);

Imani Holmes, Richmond, VA (US);

Joshua Edwards, Philadelphia, PA (US);

Yingli Sieh, Cambridge, MA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/38 (2012.01); G06V 20/50 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/4015 (2020.05); G06Q 20/382 (2013.01); G06Q 20/4016 (2013.01); G06Q 20/405 (2013.01); G06V 20/50 (2022.01);
Abstract

Aspects described herein may allow transactions to be authenticated based on images taken at the transaction site. For example, a computing device may decline a transaction request based on a first category of the transaction indicated in the category information violates a transaction category restriction of the user account. The computing device may send, to a user device associated with the user account, an instruction to upload one or more photos that depict a physical environment where the transaction is requested. If the photos indicate the requested transaction belongs to another category that does not violate the transaction category restriction, the system may approve the transaction based on the photos.


Find Patent Forward Citations

Loading…