The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 08, 2026

Filed:

Jun. 12, 2023
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Patrik Smets, Begijnendijk, BE;

Florent Hay, Laeken, BE;

Eddy Van De Velde, Leuven, BE;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 30/04 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/40145 (2013.01); G06Q 20/4016 (2013.01); G06Q 30/04 (2013.01);
Abstract

Systems and methods are provided for managing disputes in biometric-enabled network interactions. One example computer-implemented method includes receiving, at a biometric identity switch (BIS), a dispute notification for a biometric-enabled network interaction involving an account of a user, and retrieving biometric data specific to the biometric-enabled network interaction. The method also includes determining, by the BIS) whether the biometric data is representative of the user and, in response to the biometric data not being representative of the user, requesting, from a biometric service provider, a biometric identifier for an additional user, based on the biometric data. The method then includes receiving, by the BIS, the biometric identifier from the biometric service provider, identifying an interaction history of the additional user, based on the biometric identifier, and determining whether to assign the biometric-enabled network interaction to the additional user, based on the interaction history of the additional user.


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