The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 08, 2026

Filed:

Oct. 29, 2025
Applicant:

Hsbc Software Development (Guangdong) Limited, Guangdong, CN;

Inventors:

Wei Ming Zhuang, Shanghai, CN;

Peng Zhao, Shanghai, CN;

Ruxin Hou, Guangdong, CN;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06F 21/10 (2013.01); G06Q 20/36 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3829 (2013.01); G06F 21/108 (2023.08); G06Q 20/36 (2013.01); G06Q 20/3825 (2013.01); G06Q 2220/00 (2013.01);
Abstract

Systems and methods for enabling secure and efficient interoperability between multiple blockchains, particularly for Central Bank Digital Currency (CBDC) issuance and transfer are described. This architecture allows independent blockchains, each managed by different financial institutions or authorities, to exchange digital assets using a unified cross-chain protocol. Key features include smart contracts for locking, minting, unlocking, and burning digital tokens, relayer subroutines for message transfer, and observer nodes for real-time monitoring and reconciliation. Multi-signature wallets ensure that critical actions require approval from multiple parties, enhancing security and compliance. The system supports both reversible and irreversible cross-chain transfers, dynamic load management, and upgradable smart contracts.


Find Patent Forward Citations

Zhuang, Wei. (2026). Systems and methods for interoperable blockchains and cross-chain data message communication (U.S. Patent No. 12731137). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12731137

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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