The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 01, 2026

Filed:

Mar. 31, 2026
Applicant:

Citibank, N.a., New York, NY (US);

Inventors:

Joseph V. Bonanno, Jr., Scarsdale, NY (US);

Vasanthakumar Rajendran, Bridgewater, NJ (US);

Karolina Belwal, Weehawken, NJ (US);

Jefferson Okraku, New York, NY (US);

Rachit Kumar, Fair Lawn, NJ (US);

Patrick Vroman, Brooklyn, NY (US);

James Randolph Myers, Clearwater Beach, FL (US);

Assignee:

Citibank, N.A., New York, NY (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 65/613 (2022.01); G06Q 10/063 (2023.01); H04L 65/1069 (2022.01); H04L 65/80 (2022.01);
U.S. Cl.
CPC ...
H04L 65/1069 (2013.01); G06Q 10/063 (2013.01); H04L 65/613 (2022.05); H04L 65/80 (2013.01);
Abstract

Disclosed herein are systems, methods, and computer-readable media for generating and transmitting event artifacts based on events that are detected using artificial intelligence (AI) agents. One or more AI agents can monitor a plurality of sources to detect events associated with available interactions with one or more public entities. In response to detecting an occurrence of a first event, the one or more AI agents can assign a first priority metric to the first event. The first priority metric can be based on particular properties of a primary entity. In response to the first priority metric falling within a first predetermined metric range, the one or more AI agents can generate a first event artifact based on the first event and the properties of the primary entity. The first event artifact can be transmitted to the primary entity via one or more engagement channels of a multimodal interface.


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