The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 01, 2026

Filed:

Feb. 24, 2020
Applicant:

Applied Underwriters, Inc., Omaha, NE (US);

Inventor:

Justin N. Smith, Belmont, CA (US);

Assignee:

Applied Underwriters, Inc., Omaha, NE (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/08 (2012.01); G06F 3/01 (2006.01); G16H 40/67 (2018.01); G16H 50/30 (2018.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); G06F 3/015 (2013.01); G06F 3/017 (2013.01); G16H 40/67 (2018.01); G16H 50/30 (2018.01); G06F 2203/011 (2013.01);
Abstract

An expected aggregate accident severity for a group of people during a standard time period can be determined by asking each one of the people to wear a health tracker on their wrist during an evaluation period. The health tracker can monitor their sleep patterns and forecast an expected fatigue level when they work. The fatigue levels will correlate to the expected frequency of work-related accidents. The expected severity of the accidents will be related to the types of occupations each person has.


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