The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 01, 2026
Filed:
Nov. 10, 2023
Stripe, Llc, South San Francisco, CA (US);
Alexandre Bondoux, Seattle, WA (US);
Elaine Cheng, Mercer Island, WA (US);
Stripe, LLC, South San Francisco, CA (US);
Abstract
Embodiments may include receiving a request including transaction data to evaluate a transaction as part of a charge path that processes at least a portion of the transaction; processing, by a set of blocking machine learning models, a portion of the transaction data to generate a set of blocking scores for the transaction; retrieving, from a memory, a set of card testing attack (CTA) scores associated with the transaction, the set of CTA scores indicative of an occurrence of a card testing attack, and the set of CTA scores retrieved based on the transaction data; adjusting a set of default blocking score thresholds based on the set of CTA scores to generate a set of adjusted blocking score thresholds; and determining to allow the transaction based on comparison of the set of blocking scores with the set of adjusted blocking score thresholds.