The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 01, 2026

Filed:

Aug. 06, 2024
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Sanjay Lohar, Charlotte, NC (US);

Jesus Alvarez Solis, Buckeye, AZ (US);

Karen Mcfeeters, York, SC (US);

Madeline Fest, Charlotte, NC (US);

Kyle Mayers, Charlotte, NC (US);

Naomi Verma, Washington, DC (US);

Adam Kristian King, Fort Mill, SC (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2023.01); G06Q 20/34 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/401 (2013.01); G06Q 20/34 (2013.01);
Abstract

A smart card with a hard-wired tamper detection system and near-field communication is provided. The smart card may include a tamper detection unit ('TDU') that may include a smart chip embedded in the smart card. The smart chip may be connected to a battery by two electrical wires. The smart chip may be connected to a simplified onboard tamper alerting system (“SOTAS”) by one electrical wire. The smart card may include a stripe scrambling film on a magnetic stripe of the smart card. The SOTAS may be configured to alert an issuer of the smart card in response to a trigger of a tamper detection, the trigger may be a signal received from the TDU in response to a removal of the smart chip from the smart card thereby causing each of the three wires to fracture and may render the smart chip inoperable.


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