The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 01, 2026

Filed:

Aug. 17, 2018
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Simon Hurry, Foster City, CA (US);

Christian Aabye, Redwood City, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/02 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3823 (2013.01); G06Q 20/023 (2013.01); G06Q 20/3829 (2013.01); G06Q 20/401 (2013.01);
Abstract

Systems and methods are disclosed for securely communicating sensitive such as an identifier. An encrypted value may be generated utilizing at least a portion of the identifier, a dynamic value, and an encryption key. An obfuscated identifier may be generated using at least a portion of the unencrypted identifier and a portion of the encrypted value. The obfuscated identifier and the encrypted value may be provided in a message to inhibit potential fraudsters from obtaining the identifier.


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