The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 01, 2026

Filed:

Sep. 26, 2023
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Ashish Kurani, Hillsborough, CA (US);

Wayne Barakat, Novato, CA (US);

Martin Barrs, San Francisco, CA (US);

Dominik Vltavsky, San Francisco, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 16/23 (2019.01); G06Q 20/06 (2012.01); G06Q 20/10 (2012.01); G06Q 20/20 (2012.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 40/02 (2023.01); G06Q 40/03 (2023.01); G06Q 40/04 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/0655 (2013.01); G06F 16/2379 (2019.01); G06Q 20/065 (2013.01); G06Q 20/0652 (2013.01); G06Q 20/204 (2013.01); G06Q 20/3678 (2013.01); G06Q 20/389 (2013.01); G06Q 20/4037 (2013.01); G06Q 20/405 (2013.01); G06Q 40/03 (2023.01); G06Q 40/04 (2013.01); G06Q 20/10 (2013.01); G06Q 20/202 (2013.01); G06Q 40/02 (2013.01); G06Q 2220/00 (2013.01);
Abstract

Systems and methods for expediting math-based currency ('MBC') transactions. One method includes receiving a request for a pending MBC transaction, the request include an MBC address of a first party, an MBC address of a second party, and an amount of MBC to be transferred and determining a balance of MBC associated with the MBC address of the first party based on accessing a listing of address balances. Further the method includes in response to determining a threshold likelihood of success of confirming the pending MBC transaction, generating and formatting a guarantee identifier and embedding a copy of the guarantee identifier in a field of the pending MBC transaction. Further the method includes transmitting the guarantee identifier and transferring the amount of MBC from the MBC address of the first party to the MBC address of the second party based on verifying the pending MBC transaction.


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